From our expert vantage point at Sunset Communities, one thing appears obvious when it comes to individuals making senior living decisions: that is, most older adults prefer maintaining independent lifestyles for as long as their overall health allows. But while many seniors might appreciate assistance with routine household chores, some require help with essential aspects of daily activity. For those reasons, Sunset offers both independent and assisted living options on its Toledo and Sylvania campuses.
The Open enrollment period for 2020 Medicare coverage begins October 15 and runs through December 7, 2019. Annual enrollment is the time for making any changes to your existing Medicare policy, such as switching from Original Medicare to a Medicare Advantage plan. Updates made during the open enrollment timeframe take effect on January 1, 2020.
By 2020, the national average cost for a private room in a nursing home is projected to be approximately $9,000 per month. At that rate, an extended stay in a long-term care facility could drain a person’s savings in a hurry. There are insurance products that help pay long-term care costs. But premiums can be expensive, and the policies often limit the types of care covered.
Do you understand the difference between Active Living and Assisted Living? Do you know how a Continuing Care Community differs from a Nursing Home? Unless you’ve been around the senior housing industry for a while, you’re likely to be confused about all the various care alternatives available. Just learning the different names from one living option to the next can seem overwhelming. So, if you’re setting out to research living options for a loved one, learning the terminology is always a good place to begin.
Topics: Active Living, Articles, Continuing Care Communities, Hospice, Independent Living, Inpatient Rehabilitation, Memory Care, Nursing Homes, Residential Care, Respite Care, Senior Care Terms, Senior Housing, Senior Living